Residential Mortgage
If you are ready to purchase your next home, refinance your current mortgage, or look at options to transfer from your current lender to a new lender with better interest rates, let me arrange your financing on your behalf. With electronic access to over 40 lenders I will ensure that you receive the best rate for the product of your choice, usually within 24 hours!
Mortgage Pre-Approval
I can provide you with a mortgage pre-approval so that you know what you qualify for before shopping for your new home. This will give you confidence, strengthen your negotiating power with the sellers, and potentially shorten the time line of the “subject to financing” condition.
Debt Consolidation
Have you hit a credit crunch? High interest debt on credit cards can create a lot of stress. If you are finding there is more month than money, then perhaps it’s time to review your debt situation and consolidate your high interest debt into one low manageable monthly payment. Stop losing sleep, call or apply online now.
Equity Take-Out
If you have been living in your home for several years, you have probably had your net worth increase by a substantial amount. The problem is that net worth is not very liquid.
If you are ready to invest in your own small business, or you need to fund your child’s university tuition, your home equity can be a ready source of cash to finance your dreams. Call or apply online and I can discuss a plan to get your plans moving today.
Mortgage Renewal
Is your mortgage up for renewal? Do you want to be sure you are getting the absolute best mortgage rate in the market today - the rate you deserve? Let’s discuss all options.
Home Equity Line of Credit (HELOC)
A Home Equity Line of Credit can be a great way to structure financing on your home. Let’s discuss if it’s a good option for you.
Past Credit Problems / Credit Rehabilitation
Do you have less than perfect credit, or have you declared bankruptcy? I may be able to help.
If you would like to purchase a residential property or refinance a property you already own I may be able to secure mortgage financing for you. Please note that in some circumstances a fee may be required, but if this is the case, it will be disclosed upfront and agreed to in writing prior to working on your file.
Builder's Mortgage
Are you building your dream home, and acting as your own general contractor? I can help by arranging the most competitive builder’s mortgage products in the marketplace with up to 3 to 5 construction draws over the construction phase of your project depending on its complexity. Call or go online and apply today.
Commercial Projects
I have a number of both institutional and private lenders in our network that are available to fund commercial real estate projects in B.C. and Alberta. Contact me for more details.